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Mutual Security Credit Union
Mutual Security Credit Union serves Connecticut residents with comprehensive financial services, including personal and business banking, loans, credit cards, and investment solutions.
As a member-owned, not-for-profit financial institution, MSCU provides personalized service while offering modern conveniences like online banking, mobile deposits, and a nationwide ATM network.
The credit union focuses on building lasting relationships with members through competitive rates, financial education programs, and community involvement throughout Fairfield and New Haven counties.
Hours:
- Monday: 9:00am - 4:30pm
- Tuesday: 9:00am - 4:30pm
- Wednesday: 9:00am - 4:30pm
- Thursday: 9:00am - 5:00pm
- Friday: 9:00am - 5:00pm
- Saturday: 9:00am - 12:00pm
- Sunday: Closed
Mutual Security Credit Union Frequently Asked Questions
Mutual Security Credit Union (MSCU) is a member-owned, not-for-profit financial institution serving Connecticut residents. Unlike traditional banks that operate for profit, MSCU is owned by its members and focuses on providing personalized service while offering competitive rates and building lasting relationships with the community. As a credit union, MSCU prioritizes member benefits over shareholder profits, which allows them to offer better rates and lower fees to their members.
MSCU serves Connecticut residents with a focus on Fairfield and New Haven counties. The credit union is committed to community involvement throughout these areas and provides comprehensive financial services to residents in the Danbury area and surrounding regions. Their community-focused approach includes giving, volunteering, and financial education programs that help build stronger local communities.
MSCU provides comprehensive banking services including savings and checking accounts, health savings accounts, and merchant services. Members can order checks directly through the credit union and have access to various overdraft options. The credit union also offers modern banking conveniences such as online banking, mobile deposits, and access to a nationwide ATM network, making it easy for members to manage their finances from anywhere.
MSCU offers a complete range of lending services to meet various financial needs. Their loan portfolio includes auto loans, personal loans, home loans, green loans for environmentally-friendly purchases, and student loans. The credit union focuses on providing competitive rates and personalized service to help members achieve their financial goals, whether they're buying a car, purchasing a home, or funding education.
Yes, MSCU provides credit cards to their members along with card protection services for added security. Members with MSCU credit cards receive free access to FICO credit scores, helping them monitor and understand their creditworthiness. The credit union also supports modern payment methods through mobile wallet integration, making it convenient for members to make purchases using their smartphones and other mobile devices.
MSCU offers comprehensive investment and retirement services to help members plan for their financial future. Their investment options include traditional IRAs, Roth IRAs, and share certificates for those seeking secure savings growth. Additionally, the credit union provides insurance services and AD&D (Accidental Death and Dismemberment) insurance to help protect members and their families from unexpected financial hardships.
MSCU is committed to financial wellness and offers several educational programs to help members make informed financial decisions. They provide the FIT (Financial Independence Training) Program designed to boost learning and help members achieve their financial goals. The credit union also hosts financial webinars on topics that matter to members, offers various financial calculators for borrowing and spending decisions, and maintains a blog with insights and best practices for financial management.
MSCU provides multiple convenient ways to access your accounts and conduct banking business. Members can use online banking for 24/7 account access, mobile deposits to deposit checks using their smartphone, and the nationwide ATM network for cash withdrawals and other transactions. The credit union also offers various ways to pay loans and provides wiring services for money transfers, ensuring members have flexible options for managing their finances.
MSCU provides exclusive member perks including discounts on retail, recreation, and various services that are only available to credit union members. The credit union also offers special benefits to select employer groups, creating additional value for employees of partner businesses. These member-focused benefits reflect MSCU's commitment to providing value beyond traditional banking services and strengthening relationships within the Connecticut communities they serve.